陆金所的钱能拿回来吗

Lufax Holding Co., Ltd. (LU.N06623.HK) is a leading financial service provider for small and micro businesses in China. It is a joint venture company of Ping An Group and is listed on both the NYSE and HKEx. Lufax provides convenient channels for small and micro business owners to access inclusive products and services.

1. Can the money in Lufax be withdrawn?

The money invested in Lufax cannot be withdrawn in advance and doing so may result in certain losses.

2. How to redeem money in Lufax?

The redemption time for money in Lufax depends on the actual situation. If the purchase is made before 15:00 on a trading day, it can be redeemed after 22:00 on the second day of the trading day. If the purchase is made after 15:00 on a trading day, it can be redeemed after 22:00 two days after the trading day.

3. How to withdraw money from Lufax?

There are two ways to withdraw money from Lufax:

4. Reasons why money cannot be withdrawn from Lufax

There are two possible reasons why money cannot be withdrawn from Lufax:

1. It may be due to the customer's personal reasons, such as insufficient balance or abnormal bank card account, which prevent normal withdrawal.
2. It may be due to Lufax itself, such as "depository server maintenance" being conducted.

5. Reliability of Lufax

Compared to other P2P platforms, Lufax is considered reliable. However, for users who prioritize stable wealth management, it is advisable to avoid P2P platforms altogether as even the best platform cannot guarantee 100% safety.

6. Can money be withdrawn before the product maturity date?

Money cannot be withdrawn before the maturity date. It is equivalent to freezing the funds and they can only be withdrawn after maturity.

7. Possibility of recovering investments from Lufax

The possibility of recovering investments from Lufax depends on the specific platform. Some platforms have stopped operations and undergone clearance, while others may still have a chance of recovering investments.

8. Time required for money to be returned in Lufax

The time required to return money in Lufax depends on the investment project duration. If the investment has reached its maturity date, the money can be returned. Otherwise, it needs to wait until the maturity date to withdraw the funds.

Lufax is a financial service provider for small and micro businesses, offering convenient access to inclusive products and services. While the money invested in Lufax cannot be withdrawn in advance, it can be redeemed according to the redemption period. Users can withdraw money from Lufax through the web or mobile app. However, there may be reasons that prevent immediate withdrawal, such as insufficient balance or maintenance conducted by Lufax. Despite being considered reliable, it is always important to exercise caution when investing in P2P platforms like Lufax. The possibility of recovering investments depends on the specific platform and the maturity date determines when money can be returned.